01. Unified Multi-Year History
Automatically sorts, dates, and groups transactions by their real execution year (2018–2026) without manual formatting. Supports cross-year CSV consolidation, timezone-safe date parsing, and robust error recovery across historical export formats.
02. Smart Beneficiary Grouping
Intelligently identifies and groups recipient name variants into unified beneficiary profiles. Produces per-person outbound totals, transfer count metrics, average remittance sizing, and dedicated sub-statements for tax or reconciliation needs.
03. Zero-Cloud, 100% Local Privacy
No financial data ever leaves your device. All CSV parsing, data grouping, exchange rate indexing, and statistical calculations execute strictly inside your local browser memory. No servers, no tracking of financial payloads, and zero third-party cloud data persistence.